Welcome to ScoreWise (“we,” “us,” or “our”). By using scorewise.blog (“Site”), you agree to the following Terms of Use. If you do not agree, please stop using the Site immediately.

1. General Information Only – Not Professional Advice

Content on this Site is for general informational and educational purposes only.
We are not financial advisors, attorneys, credit repair organizations, or credit counselors.
Always consult a certified professional before making financial decisions.

2. No Guarantees of Credit Results

We do not guarantee:

• credit score increases

• removal of negative items

• improvements in approval odds

• specific financial outcomes

Your results depend on your personal credit history and financial behavior.

3. User Responsibilities

By using our Site, you agree:

• You are responsible for your own credit decisions.

• You will not rely solely on Site content for financial actions.

• You will follow applicable laws in your credit activities.

4. Affiliate Links & Sponsored Content

Some pages include affiliate links or partnerships.
We may earn a commission at no cost to you.
We recommend only tools that may be helpful.

5. Google Ads & Third-Party Advertising

The Site may display:

• Google AdSense ads

• third-party ads

• promotional materials

These advertisers are not controlled or endorsed by us.
Interactions with them are between you and the advertiser.

6. Accuracy & Liability Disclaimer

We strive for accuracy but do not guarantee completeness or reliability.
Use of the Site is at your own risk.

We are not liable for:

• losses

• damages

• credit outcomes

• financial consequences

resulting from your use or interpretation of the Site.

7. User Conduct

You agree NOT to:

• misuse the Site

• upload harmful content

• copy/scrape the website

• break any laws while using our content

8. Intellectual Property

Unless stated otherwise, all content is owned by {{Your Website Name}}.
You may not copy, republish, or distribute content without permission.

9. External Links

We sometimes link to external websites.
We are not responsible for their content, services, or privacy practices.

10. Privacy Policy

Your use of the Site means you also accept our Privacy Policy.

11. Changes to These Terms

We may update Terms anytime.
Changes take effect immediately when posted.

12. Contact Us

Questions? Contact us:
Email: pdeee23@gmail.com
Website: scorewise.blog